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Rich-3983

Richard Rudolph

Expert Bio

Richard has 20 years of experience in insurance brokerage and 30 years of experience in insurance and risk management consulting and education. During his career, he has worked for a direct writer, a local agency, a regional agency, and a national insurance brokerage. He also ran a wholesale insurance brokerage and was a partner in a risk management consultancy. Richard is the principal editor of Essentials of Risk Management and the author of Net Income Risk Management and A Tedious Brief History of Insurance, all published by the Research Academy of the National Alliance. In addition, he has written more than 40 articles for the insurance trade press.

Latest Articles

Collision Course: Insuring Drones, Boats, and Other Recreational Toys 
7 minute read
Sep 23 2024

Collision Course: Insuring Drones, Boats, and Other Recreational Toys 

Never mind planes, trains, and automobiles. It’s drones, radio-controlled cars, and UTVs you have to watch out for, especially where insurance coverage is concerned. 

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What Drives Wind and Flood Insurance?
Insurance
5 minute read
Jul 15 2024

What Drives Wind and Flood Insurance?

Summer means vacations, afternoons at the pool, and nights at the ballpark. It also means the beginning of hurricane season, making this an appropriate time for a discussion of factors that impact wind and flood insurance.

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A Tale of Two Homes
Insurance
6 minute read
Jun 03 2024

A Tale of Two Homes

Insuring Multiple Residences

That second home on South Padre may be your summer haven, but the insurance can be complicated. Listing a second home online as a rental adds more complexity.

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String of Perils
Single-family
8 minute read
Jan 29 2024

String of Perils

Understanding Homeowner Insurance Forms and Coverage Limits

Breaking news: Insurance is complicated. This guide to the different types of perils, policy forms, and coverage types can help you better understand your choices for property coverage and make informed decisions.

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Taking Care of Business
Insurance
6 minute read
Jul 17 2023

Taking Care of Business

Assessing Insurance Needs for Small Companies

Insurance is a big deal, no matter the size of your firm. But what types of coverage should owners consider, and how often should those needs be reassessed? Here are some tips to help you mind your business.

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Come Rain or High Water
Single-family
6 minute read
May 16 2023

Come Rain or High Water

Flood, Water Damage, and the Homeowners' Insurance Policy

With recent deluges, Texans need to check more than their rain gauges. Insurance needs and policy coverages should be on the radar as well.

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