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Rich-3983

Richard Rudolph

Expert Bio

Richard has 20 years of experience in insurance brokerage and 30 years of experience in insurance and risk management consulting and education. During his career, he has worked for a direct writer, a local agency, a regional agency, and a national insurance brokerage. He also ran a wholesale insurance brokerage and was a partner in a risk management consultancy. Richard is the principal editor of Essentials of Risk Management and the author of Net Income Risk Management and A Tedious Brief History of Insurance, all published by the Research Academy of the National Alliance. In addition, he has written more than 40 articles for the insurance trade press.

Latest Articles

What Drives Wind and Flood Insurance?
Insurance
5 minute read
Jul 15 2024

What Drives Wind and Flood Insurance?

Summer means vacations, afternoons at the pool, and nights at the ballpark. It also means the beginning of hurricane season, making this an appropriate time for a discussion of factors that impact wind and flood insurance.

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A Tale of Two Homes: Insuring Multiple Residences
Housing, Insurance, Single-family
6 minute read
Jun 03 2024

A Tale of Two Homes: Insuring Multiple Residences

That second home on South Padre may be your summer haven, but the insurance can be complicated. Listing a second home online as a rental adds more complexity.

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String of Perils
Insurance, Single-family
8 minute read
Jan 29 2024

String of Perils

Breaking news: Insurance is complicated. This guide to the different types of perils, policy forms, and coverage types can help you better understand your choices for property coverage and make informed decisions.

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Taking Care of Business
Insurance
6 minute read
Jul 17 2023

Taking Care of Business

What defines “small" in small business depends on what industry the business is in, but the types of insurance coverage needed by a small business are essentially the same as...
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Come Rain or High Water
Insurance, Single-family
6 minute read
May 16 2023

Come Rain or High Water

According to the Insurance Information Institute, the second leading cause of homeowners' claims is water damage and freezing. This type of loss accounts for 29 percent of claims, with an...
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What Does Homeowners Insurance Really Cover?
Insurance, Single-family
7 minute read
Feb 07 2023

What Does Homeowners Insurance Really Cover?

One important part of owning a home is protecting the home and its contents from loss with a homeowners policy. Texas homeowners have two common options for homeowners coverage. Most...
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